Horton Financial Services, LLC and Raymond C. Horton, Sr. maintain appropriate licenses for insurance and / or investments and have the necessary experience to provide recommendations and options that best meet the needs of our clients. Should the need for similar services be required in States other than where we are licensed, then a referral will be made to an appropriately licensed associate networking with our firm.

James B. Bethea Employee Benefits Specialist and Executive Assistant to Mr. Horton. Fifteen years experience. Graduate of Louisiana State University @ Shreveport with a degree in General Studies. Jim prepares Case Development work and Backroom Technical Support for the firm.

W. H. Bill Black Bill is an independent networking partner of HFS, and specializes in Pension Design and Administration. Administers plans for closely held businesses throughout the United States. Bill has been in the pension administration business for over 25 years. As president of 412(i) Plans, Inc.he is responsible for the marketing efforts of the firm and assists producers nationally with the sales of 412(i) plans. Bill has a B.A. from Rollins College in Business Administration and Economics, and is a CLU life and qualifying member of the Million Dollar Round Table (MDRT).

Raymond C. Horton, Sr., CLU, ChFC, LUTCF, RFC

President & CEO. Corporate Marketing, Estate Planning, Seminars and Securities*. Forty years experience. Frequent speaker to groups on a wide range of subjects: Motivation & inspiration Tax saving conduits for closely-held business owners Estate tax planning for high-net worth individuals Professional continuing education credits for tax, financial, and legal professionals.

Rita B. Horton CFO & Administrative Operations Manager. Rita handles all administrative details, including ongoing Underwriting Issues, Case Management, Database Management, Customer Service and Communications.

Raymond C. Horton, II Deuce is an independent professional that handles low-cost life insurance via the Internet. He has cumulative experience of about ten years in Financial Services, with clients in all major markets of the U.S. He is President of 1stAssurance.com. You can access him and his services via http://www.1stassurance.com

Richard W. Powell Richard is an independent networking partner of HFS, and specializes in Voluntary Employee Benefits for Business and Industry and Top-Hat Executive Benefits. Thirty-five years experience.

Carl D. Waren Carl is an independent networking partner of HFS, and works in the area of Individual and Corporate Benefits. Twenty years experience.

Arthur Anderson Art is an independent networking partner of HFS, and works in Personal Survivor and Individual Retirement Benefits. Twenty-five years experience.

Jerry Gwaltney, CLU, ChFC Jerry is an independent networking partner of HFS, and specializes in Individual Non-Cancelable Disability Benefits among persons working in the medical profession. Forty-five years experience.

Octavious Rex Elijah Orthello “Oreo” specializes as a Document Courier within HFS…hails from a long line of mix-breed canines, predominately Australian Shepherd that produces a rather Border Collie appearance…he also provides a sense of calm to others whenever stress creeps into the business operation.

Our marketing efforts are bolstered by independent agents and agencies across the U.S.

* Securities are offered through Registered Representatives of Carillon Investments, Inc. P.O. Box 40409, Cincinnati, OH 45240, phone 800-999-1840. Not affiliated with Horton Financial Services, L.L.C. Raymond C. Horton is securities licensed in Louisiana, Texas and California.

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